CORPORATE BANKING
Investment funding |
Operation funding |
Project funding |
Bank guarantees
Within corporate banking, we specialise mainly in financing small and medium companies across a wide range of industries. Thanks to our flexibility and individual solutions, we are capable of satisfying even the most demanding and specific clients’ requirements promptly. To ensure long-term stability, we also approach each case with maximum cautiousness.
Once you have familiarised yourself with what we have to offer, we will be glad to help you realise your entrepreneurial plans.
Investment funding
An investment loan will enable you to finance the capital expenditures for development of your company. In particular, the loan is used for purchase of machines, properties, securities, or for modernization and reconstruction of the assets.
An investment loan will enable you to finance the capital expenditures for development of your company. In particular, the loan is used for purchase of machines, properties, securities, or for modernization and reconstruction of the assets.
FIND OUT MORE
Investment funding
We define loan parameters individually based upon financial situation and analysis of the client’s cash flow.
We provide the investment loans:
- for short-term and long-term,
- denominated in EUR or CZK,
- starting from € 500,000,
- secured by a property, machines and equipment, receivables, bill of exchange, warranty from a third person, securities, etc.
Fundamental documents required for the loan assessment:
- an application for loan
- business plan
- financial statements for last two accounting periods, and additional information to the financial statements (analyses required from the bank)
- documents on existence of the debtor and security
Operation funding
The operation loans will assist you in funding of your current assets (receivables, stocks), contracts, and assignments, or in bridging of temporary insufficiency of funds.
The operation loans will assist you in funding of your current assets (receivables, stocks), contracts, and assignments, or in bridging of temporary insufficiency of funds.
FIND OUT MORE
Operation funding
Use the operation loan for:
- purchase of stocks, materials,
- payment of received invoices,
- funding of contracts,
- bridging of waiting time for payments from customers,
- and more.
We provide the operation loans as:
- instalment-based, overdrafts or revolving loans,
- secured by a property, machines and equipment, receivables, bill of exchange, warranty, from a third person, securities, and more,
- denominated in EUR or CZK,
- starting from € 500,000.
The other conditions are defined individually upon consideration of financial situation and analysis of the client’s cash flow.
Fundamental documents required for the loan assessment:
- an application for loan
- financial statements for last two accounting periods, and additional information to the financial statements (analyses required from the bank)
- documents on existence of the debtor and security
Project funding
The project funding may be used for construction or reconstruction of commercial properties, purchase of a property for further sale or long-term lease, for implementation of energy projects, or capital-demanding investments, as well as for funding of acquisitions.
The project funding may be used for construction or reconstruction of commercial properties, purchase of a property for further sale or long-term lease, for implementation of energy projects, or capital-demanding investments, as well as for funding of acquisitions.
FIND OUT MORE
Project funding
We provide the project funding:
- for short-term and long-term,
- denominated in EUR or CZK,
- starting from € 500,000,
- secured by a property, machines and equipment, receivables, bill of exchange, warranty, from a third person, securities, etc.
The other conditions are defined individually upon consideration of financial situation and analysis of the client’s cash flow.
Fundamental documents required for the loan assessment:
- an application for loan
- business plan
- financial statements for last two accounting periods, and additional information to the financial statements (analyses required from the bank)
- documents on existence of the debtor and security
Bank guarantees
Privatbanka provides bank guarantees on behalf of the domestic entities in favour of domestic entities or in favour of EU-domiciled entities.
Privatbanka does not provide bank guarantees related to import or export payment or warranties for wine, beer, spirit and other excise taxes, generally known as custom warranties.
FIND OUT MORE
Bank guarantees
We provide the bank guarantees in EUR, USD, CZK for:
- submitted bid (also known as tender, bid bond),
- performance bond, warranty term, for return of retaining money,
- return of advance payment (also known as down payment guarantee),
- settlement of payment liabilities from purchase, lease, loan, leasing, and other contracts.
The other conditions are defined individually upon consideration of financial situation and analysis of the cash flow.
Fundamental documents required for the case assessment:
- an application for bank guarantee
- documents related to the bank guarantee
- financial statements for last two accounting periods, and additional information to the financial statements (analyses required from the bank)
- documents on existence of the debtor and security
Current accounts and payments
Current accounts
Payment cards
Internet Banking
Cash services
Non cash payments
Current accounts
Privatbanka Biznis Konto
The account is intended for the legal entities and offers the following services:
|
Account maintenance (monthly) |
15 € |
|
Payment card MasterCard Standard |
0 € |
|
Card payments abroad and home |
1,30 € |
|
0 € |
|
|
SEPA payments |
0,20 € |
|
Cash deposit |
0 € |
|
Cash withdrawal at a branch |
1,70 € |
|
Cash withdrawals from Prima Bank’s ATMs in Slovakia |
0 € |
|
Account statement |
0 € |
By submitting the form I grant Privatbanka, a. s. Einsteinova 25, 851 01 Bratislava (referred as the "Bank") permission to process provided personal data for the purpose of evidence and addressing me with the offer of products and services of the Bank. I confirm that personal data, to the extent it was provided, is true and correct. I am aware that I can withdraw this consent at any time. I declare that I have become aware of the Information about the processing of personal data in Privatbanka, a. s. which are available at www.privatbanka.sk.
I am client
1. Choose product
2. Personal data
3. Permanent residence address
4. Correspondence address
The same as the permanent residence address
5. Bank account contract
You require sending it by mail to correspondence address (Please expect the postal mail from the bank; in this case your signature at delivery slip when receiving a registered mail shall serve as the specimen signature for verification of your signature at the bank account contract)
You shall come to sign at the branch in (If you have chose this option, please present yourself within the period of 30 days to a selected branch).
I hereby agree with processing of my personal data
I hereby declare that I fully agree with the content of General trading terms and conditions of Privatbanka, a.s, Return policy of Privatbanka, a.s. and Schedule of fees and charges of Privatbanka a.s. and I have been familiar with the information pursuant to § 4 of the Act No. 266/2005 Coll. on protection of consumers of distant financial services and on amendments and appendices of some acts.
Are you interested in Privatbanka Biznis Konto? Contact us and we will be happy to arrange a meeting with you.
CONTACT US
Payment cards
MasterCard Standard
An international payment / debit card – chip card
Parameters
- card validity: 3 years
- a prestigious embossed card
- 24-hour access to cash through a wide network of ATMs in Slovakia and abroad
- cash advance – access to cash at banks or exchange offices in Slovakia and abroad
- non-cash payment for goods and services in shops equipped with POS terminals or imprinters in Slovakia and abroad
- reservation of funds for transaction settlement in real time through a payment card
- information about current account balances in real time via Internet Banking, GSM Banking, and through selected ATMs
Supplementary services
- the sale of insurance
- MasterCard Global Service (MGS)
MasterCard Gold
An international payment / debit card – chip card
Parameters
- card validity: 3 years
- a prestigious embossed card
- 24-hour access to cash through a wide network of ATMs in Slovakia and abroad
- cash advance – access to cash at banks or exchange offices in Slovakia and abroad
- non-cash payment for goods and services in shops equipped with POS terminals or imprinters in Slovakia and abroad
- reservation of funds for transaction settlement in real time through a payment card
- information about current account balances in real time via Internet Banking, GSM Banking, and through selected ATMs
Supplementary services
- VPP Chartis Europe
- MasterCard Global Service (MGS)
Internet Banking
Comfortable access to funds held on your accounts at any hour of a day or night, from any place in the world.
Basic functions of Internet Banking
- establishment and use of Internet Banking free of charge
- current balances on your accounts
- transactions on your accounts within a selected period of time
- statements of accounts – an overview of transactions
- payment operations – entry of payment instructions
- possibility of creating templates for the most frequently used recipients
- overview of transfer instructions
- possibility of ordering a payment card, including the setting of a daily limit
- SMS notification sent to a mobile phone
Cash services
Counter services
- Deposits and withdrawals of cash
- Exchange of nominal values of banknotes andcoins
- Processing higher number of banknotes andcoins
- Measuring incomplete banknote
Exchange services
- Sale of funds in foreign exchange in cash (foreign currency)
- Purchase of funds in foreign exchange in cash (foreign currency)
- Exchange of foreign currencies (conversion)
- Exchange of nominal values of the same foreign exchange (small change)
Cashless payments
Payment transactions made by Privatbanka:
- SEPA payment transactions – payments made in EUR within EHP - SEPA countries:
- Cross-border payment transactions – Payments made in foreign currency to / from abroad or to / from another Slovak banky